Odie's Roadies

Friday, May 28, 2004

An Insurance Tale (a good one!)

I like to complain about insurance. Actually, I don't think I like it, but I sure find myself doing it a lot. Ever since we got the RV though, I've been saying "Now, our car insurance isn't so bad since we joined Good Sam". We used to insure 2 cars. When we bought the RV, we still had the 2 cars. We joined Good Sam and put all three vehicles on one policy for less than we had been paying for just the two! I still don't understand it, and I keep waiting for them to find the mistake, but it's been a year now. I'd still complain that insurance was money being paid for nothing, since you never use it. The worst thing that has happened to us so far is when our awning blew away.

I didn't even think to check with our insurance because I understood that awnings were never covered. You had to buy a special 'awning only' policy for that. We just grit our teeth and paid the $1,000 bill to replace it. Well, the other day we were watching 'RV Today' and noticed the ad for Good Sam's VIP insurance. It showed a couple saying 'Remember when that tree fell on our awning ... and it was covered?' So, I got right up and called. Sure enough, our policy covers 'acts of nature' like storms blowing away the awning! We have a $500 deductible, but they said that if I would mail in the receipt they'd send me a check for the balance right away!

I was so impressed, I rushed right over to their website and signed up to be an affiliate. If you're interested in getting a quote for car insurance, especially if you own an RV, click on the link at the left. It does remain to be seen how fast the check gets here ... and, if our rates go up. Stay tuned ...
posted by Chris at 5/28/2004 02:50:00 PM

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